I've been an agent/broker for many many years and it's got some plusses and minuses.

When I spoke to a mortgage broker he stated that I should wait until I graduate to pursue a investment property because that’s not showing consistent income.

Bank owned homes normally are listed on the mls by designated brokers.

Along side my studies I have been looking for Brokers that I can possibly work with after I get my license.

Account Closed a few questions/thoughts looking at thisYour loan points don't look right - I doubt you're paying 4.6M points on a 187K loan ;)Your interest rate may be a little low, especially if it's non owner occupied; have you spoken with a mortgage broker or loan officer?

Broker's perspective.

Broker's perspective.

If you talk to your insurance broker, they will likely be able to tell you the difference. 

Broker's perspective.

This is adjusted for growth to avoid existing owners getting massively higher tax bills YoY (again, in theory)FL = disclosure state i.e. tax % * price you paidSome other states = limit growth by a certain %Best bet: consult the local tax assessor's office and/or your broker.