I'm already working on the commercial loan pre-approval,   and I have an attorney identified I would work with to prepare / review contracts.   

For the past months I have been searching for a duplex, I am already pre approved for $150k on an FHA I just came across an off market 4 unit building for $350k (price is negotiable) I am a new investor with no previous deals how can I go about getting financing for these kind of properties?

This is changing the actual permitted USE of the building and it's my understanding that the general community - or at least an appointed board - will have to approve it in addition to other general local officials.

When renting I require a pre-approval questionnaire to be completed prior to scheduling a showing, which has given me an idea of who I am to meet, and weeds out the people who are just board and like to check out showings.

My goal is to get approval for a loan to get a house in the Bay Area.

Also, we've approved several recent tenants that are moving BACK to Detroit from the suburbs, because the suburbs are getting too expensive.

I would also go talk to a mortgage broker and see about getting a pre-approval letter.

This, along with the approval of our in-town property management company, helped us gather information.

If they don't feel that you fully intend to move into this property, then they may not approve your loan.

Owner occupied owner mortgage rates are in the low 3% range so at least you have that to look forward to.You just need to get pre approved by a lender or broker then start looking for properties.