I think this tends to be the case, unless your area has a rebate program for it.

When I came to BP is really when I found the popularity of options with investors for a couple reasons IMO, one lots of "programs" available from mentor/coaches and gurus, the other that since you have "canned" or boilerplate contracts and there are no delayed purchase contracts that I've seen here.

The program breaks down like this.

Very unlikely that you will get your tenant to say you gave them this form as required.The Tax Account (BIRT) number is one that the City issues; they will probably want your SSN to give you the BIRT number.Some other links that you might find useful are located at this next link (I have no affiliation with the owner of the site - just passing along info that has already been compiled there):http://brownstonere.com/blog/landlordresourcesPhila is more tenant friendly than landlord friendly BTW - so in front of a judge the landlord will be expected to be the "pro" and have all paperwork in order ...

FHA has a program called 203k for renovation loans.

The signature Waters of the Act is Congress Person Maxine Water.The Federal flood insurance program has been operating in the red for many years even before Sandy and Katrina, The premiums are just way to low to cover all the claims being made.

After visiting their web site, I received a call from one of their reps and he seemed positive about getting me underwritten for a $300K line of credit using an SBA program.

I recently saw an ad for a funding program whereby you buy established LLC with good credit histories and then are qualified for funding within a few months.

The first I bought was bought using the teacher next door program that HUD offers.

Another option is HomePath which used to be 10% down for investors (I've personally purchased with this program) but is now apparently 5% down - that's pretty darn good.