"A picture is worth a thousand words" ...Today was pretty gross , I slipped into the hole full of sludge , so I had to chuck those boots and pants .  

Rather than allow it to keep me down by paying down as a short term revolving debt, my  wife and I are basically considering it "re-buying" the house I bought with my ex wife in 2009 for a collective number that would be a steal today and considering the collective divorce debt as a 'business loss' from my past that I'm paying with the deal I bought the house for. 

You could check to see what a professionally installed 220v fast charger would be.

A good lender will evaluate your situation, tell you what they could lend on based on the criteria you fit, and then also help you work towards what you want if it doesn't fit today.

The most important thing is to build in a margin of safety, which is very hard in today's environment.

Technology goes out of style fast and it wouldn't generate any additional rent where I live.

We pride ourselves on their ultra-fast response time. 

Even in the realm of duplexes your options are limited and the good ones go fast.  

Think about the RE prices when you were a kid compared to today. 

The only big mistake we made was trying to self manage this property using a local guy to help with the day to day stuff.