At least 40 raised their hands.  

Raising capital for EMD and GAP amount needed to close loan is what I need to know?

Seller financing can be nice, but it also raises possible red flags.  

That raises a HUGE red flag.

We are hoping that the neighborhood moves to a B in the coming years as already decided city projects will be added to the area, and new builds are raising home prices.

I'm still waiting for the BRE to process my application so I can get my test date - hopefully it will be soon! 

Again, very normal timeline, and their registration is normal place/time where they are every year.I deal with BSers all the time, so nothing raises red flags.  

You could add a low railing (or maybe a raised planter?) 

So if you're going to do this, stop doing it for a month or two prior to applying for additional credit (such as another purchase or refinance mortgage) OR get the credit card company to raise the credit limit so high that your mortgage bill is some small percentage (15% or 25%) of the limit. 

I then raised the price to $420,000 and asked $30,000 down and passed on the rest of the terms to my buyer.