It doesn't matter whether the bill gets traction, which it may not... the word is out that this is going to be a freebie- a mulligan for tenants.Tenants are going to be encouraged and emboldened.This is the truest test of your vetting process!

if it does not look good you could get new renters and ride it out or test the market in your area.

We will see what the government rolls out in time. 

Whoever you spoke to doesn't or can't lower their fees so most likely the QM test (Qualified Mortgage) is failing.

Personally, I would go to as many as humanly possible and give them a test drive.

And are those usually able to be rolled into the mortgage?

She proceeds rolling her little red toy around and snapping photos. 

In fact, I see them as family.While I don't share the same ideology as the Progressive Left that wants to give free rent to EVERY tenant, I firmly believe that if there is free rent to be given, it should only be given through a Means Test where it is verified that the tenant is actually struggling.I am in the best position to determine that.

I wonder how the refi & roll, brrrr, and vrbo strategies will look 18 months from now?

Any thoughts on when you think the right time will roll around?