Seems like the risk/reward ratio is in favor of buying now and that is exactly what I am doing (except for the $40k, I'm staying in the $20s)

Not because I do not trust him or because he does not trust me, it is so we understand our roles and our rewards in the deal.

I like SFR and am trying my hand at finding MF.Section 8 as I have read from others seem to have it's own set of issues/rewards.

If you are interested in a great return, why not buy performing notes, instead of worrying about the underwriting process, and reap the rewards of someone else who has gone through the two-year leaning curve?

It's one thing to sell an asset but quite another to also own properties and truly understand the risks and rewards and share real experience with your clients.    

With hard work, you could potentially pay off your student loan in one year.For current monthly expenses, make sure you are putting everything on a credit card so that you can track every expense in one place while earning rewards.

It's scary working for myself sometimes but it's rewarding.

He would rather give you 25k and reap the long term rewards from your hard work.

The rewards need to be lined up with the risks.

I know the latter is much more involved an more expensive, but when it comes to selling, could the newly built couse be more financially rewarding in the long run?