The government can't protect you from yourself.My personal predictions for 2016 and forward isn't so much the absence of product but that more local governments will introduce cash grabs under the guise of protecting the consumer.

And I can understand why - it's difficult to predict or analyze.  

No one can predict the future, but we can always look to the past for guidance.

If you run enough analysis in the area, you start to understand that they start to get predictable, so you'll know you need to be under $XXX  condo fee and under $XXXXXX purchase price to make it work for you.

Diversification is the key to spreading risk should there be an economic collapse as predicted by Peter Schiff and other leading economists on May 28, 2016.

Cash-flow seems to be the less-risk-and-more-predictable game.

Through trial and error, I keep coming to same conclusion that the availability of capital, speed and predictability of terms are more important than rate and points.As far as deal flow for flips, that has been the problem.

This case underlies the importance of determining the existence and effects of all encroachments and restrictions that exist on real property before deciding to purchase, or at least attempting to predict their effects.I copied that from the link regarding the courts decision in California to uphold an easement owners property rights. 

@Vamshi Ananth,I've already made my predictions on here where I believe our market will be headed in the near future.  

It's not a matter of if, it's a matter of when and none of us can predict that.