The college girls are very sweet. 2 play sports on scholarship and work and have told me they pay their own way with their scholarship money, loans, work etc and have good references from previous landlord and credit score. 

I have worked with a number of great CPAs over the years and would be more than happy to provide you with recommendations if you'd like?

Loans maturing and in some locations lots of inventory coming online. 

The comment you made tells me you are unwilling to provide that, yet you still took time out of your day to express yourself.

Hey guys,So I just finished rehabbing my first house and I intend to refinance it into a DSCR loan since I want to have the loan under an LLC.However my lender wants me to use a Property Manager when I would like to refinance.

Investment loans require that you have at least 20% down.

Stable Income: Rental income provides a steady cash flow, potentially offering passive income once expenses and mortgage payments are covered.3.

I mean I have a lender for the construction aspect I just need the difference to get to 30 percent loan to cost.

So, I do not need these sources of income in order to afford the property, but I've been told that I may need a farm loan?

I purchased the property with an FHA loan at 5.25% rate but plan to refinance once rates drop (if they ever drop lol).