Also income from the other units would be considered.Given what you are saying, you are likely working with limited income, so rate is going to be critical for you.

They are going to push you to every limit to find your weaknesses. 

Small multi in the 2-4 range has a very limited inventory in the Tulsa market.

There are many ways to build wealth via Real Estate (RE) investing even when limited to buy n hold. 

As a landlord you have very limited rights once a tennat is in place.

I’m 29 years old working as an air traffic controller in San Diego, CA at a place called Southern California Terminal Radar Approach Control, or SocalTRACON.

It is important to put the limiting selectors into your list so you are only mailing to people who own property you might want to buy.Whether or not this first deal works out, you will at least learn a lot.

I understand we have to live in it as a primary residence for at least one year but are there limitations with actually living in the home?

Maximum loan amount will be based on the amount of equity available, based on the appraised value of your home (loans with a loan-to-value ratio of 90% or more are limited to a maximum $200,000 credit line).

Yes there are some of us on here that are crazy enough to invest in Rent Controlled communities where we live :-) It's Berkeley and Oakland for me and I'd be happy to chat with you.