KNOW this:A standard by which to judge whether a system works or not... is NOT by how many people got a deal... but by how many deals a SINGLE person has made from those systems.Anyone can get lucky doing a shady method like driving for dollars.

Again, more work for us, and not part of our standard process, which leaves room for human error and more expense.

Also, what clauses, other than the standard ones can I add in the lease agreement to ensure the tenant does not damage the property?

I discover a totally unknown world for me.

I know my property went up on Zillow's standards, but I also know I need a real appraisal.

I am not sure if the link will work but it is from VDHA.COM and is titled "Housing Choice Payment Standards".

Virtually no operators own the 1,000s of units and $ millions outright, so it is not dishonest or misleading because it is basically an industry standard metric.What is misleading and not as honest is when an operator includes their LP investments mixed with their GP investments in their totals. 

That is standard for most HELOC lenders. 

Vacancy rate is usually 5% a year, it's pretty standard for most markets.Cap rates in Columbus are 5-6% for A, 6-7% for B, 7-10%+ for B- to C-.

If you apply one standard for one applicant and another standard later down the road, you can find yourself in some nasty situations legally.