So, yes, you can absolutely get a traditional loan using 20% down an receive a loan with lower closing costs and a lower interest rate...or you could go the other route.Hope that makes sense how I am describing it. 

Of course, sometimes it's difficult to sell a house this way if you have alot of equity since the buyer will have to come to the closing table with that amount of money before assuming the loan.   

Hi there,I am in the process of closing on my first duplex that will be used as a primary residence for 1yr before becoming a full rental property!

It won't be 100% accurate, but it will be close enough.

I'm suspecting it'll be very close at 360k.Maybe you know all of this stuff already, but if not, send me a DM and we can talk further.

Account Closed this post should be under Classified Forum.If you are the owner, why aren't you posting addresses?

I saved on buyer-side closing costs by representing myself.

If the contingency was legally fulfilled by you, then there is a breach of contract.

I'd do higher density infill and go as vertical as possible. close on the cash land and then entitle it and seek partners. that's how we structure every deal. without land you have nothing. without a balance sheet you have nothing. if you don't have those then find someone who can bring all of that and bring the boots on the ground and the experience. 

Can I revive this thread as my questions are so closely related to the OP.