Typically, HML will charge around $1500-$3000 in fees, most all are unnecessary.

I have found these to be very helpful and have taken away great pointers of things to avoid- legal and just basic business practices.

I would watch out for that 2nd time use VA fee of 3.3% that is usually financed into the loan though but with certain strategies you can avoid the VAFF too.Let me know if you have any additional questions.

Any ideas on zip codes/areas to look at or ones to avoid? 

The second most important thing is to make sure the lenders don't experience unnecessary delays with closings.

Generally you can give it back at the occupancy hearing, but try to avoid this...After you win the occupancy hearing, then the judge will ask you if you want a judgement hearing.

A avoid personal debt 2.

So I'd rather avoid costly monthly/yearly fees and just give a larger chunk of any commissions.

What are some of zip codes to invest in and what are some ones to avoid.

I've spoken to my CPA and -- cutting to the chase and factoring in passive losses, etc -- if I were to 1031 it into different investments, I'd need to spend about $100K of equity against about $300K of debit (for a total of $400K) in order to qualify for a "like" property and avoid capital gains.What I'm looking for are thoughts on the best strategies moving forward.