My current rental properties were both financed with hard money, before paying them off low enough to get a HELOC and simply put the balance on there.I'm now interested in purchasing an additional rental property (4-plex) through a traditional lender, as the 10% interest rate is crushing. 

I feel the seed money can be better used in property investment than traditional stock investing.

The interest rate is much higher than a traditional loan (15%) but they close in about a week and the term is for 5 months before you have to start paying on it.

Usually the traditional advice is to try to visit once during the day, once during the week and night, and once on the weekend, so you get a sense of the area at different times.

@Charlie Fitzgerald is right if you are using traditional, in-your-own-name mortgages.

Not until after 12 months on title for traditional funding.

I understand these mortgages are hard to get from traditional lenders.  

One thing you want to be aware of with a traditional mortgage is that you could trigger a *due upon sale* clause and require an immediate pay off of the loan. 

@Jonathan C.If it is free and clear look at buying it on installment sale, private first with payments and a balloon in 3 years, to be traditionally financed.See a mortgage originator about your credit, income and debt, and get that in a letter for the seller.Offer full price with all payments subtract3ed from principal balance.Offer lowest interest re imputed interest table from IRSSee http://estateplanninginfoblog.com/2011/11/lending-...House hacking is okay, but have some savings in case roommates do not pay. :)@Bill G.

What are some ways besides traditional financing for someone to get into a Commercial Property?