That was a very hard choice to make.

It's based on too many assumptions that may or may not be true, and can lead to both overpaying on a property (to the point of not being able to generate a profit) or under-bidding on a property (to the point of not being competitive and not getting any deals).I much prefer to use analysis techniques that take into account the actual cost of capital for the individual investor (are you using your own cash, borrowing hard money or something in-between), the actual cost of commissions and closing in a given demographic (sometimes the seller will pay buyer closing costs, sometimes not), the actual time you expect a rehab to take (a six month project has vastly different holding costs than a two month project), and the risk on the project (is 15% return enough or do you want 20-25% returns on more risky/costly projects), etc.70% rule is lazy (IMO) and while it's fine for a first-pass analysis, if you use it to make buying decisions, you may find it impeding your success.

I made sure my buyers contract included a way out if I did not agree to the HOA, since I could not review this information until I placed a contract on the condo.As I stated previously, I prefer HOA's on my out of state properties.

Those preferred lenders want first crack at making the loan.

Subject to or other forms of owner financing might let you get in cheaper, though may limit your choice of deals.

A bunch of other stuff I was planning to get done in January will slide to February.On the day job, I have no choice but to be very pleased.

Then, I find that other questions I am interested in asking I prefer to hear the answer in person so I can evaluate their body langauge.

I prefer Roth IRAs by far.

It seems like your question is selling at all or keeping all of the rentals and I think somewhere in the middle would be a better choice.

If I were you I would base all of my investment choices on the return.