My situation: self-employed but tax-return history not enough for 2 years, so seems traditional refinance is not gonna go through.

Thanks @Brandon Hall I guess I should move on from that traditional thinking of local face-to-face notion :-)

What interest rate would you be paying on the increased leverage to get to 100% on the SFR since many traditional loans will not go that high on a cash out refinance so your terms may actually be higher than the leverage on the condo.  

@Justin ReppYou are correct, self-directed Solo 401k is a great option and in addition to other benefits the contribution limits for this plan are significantly higher compared to Traditional IRA ($53,000 for 2015) therefore if your new career as a realtor successful and you are making money you can grow your account very quickly with new contributions and will be able to do some deals on your own soon. 

Smaller local or regional banks will be your best bet for traditional lenders.

My plan was to do a traditional house hack... live in the 1/1 unit and rent out the other 3 units.Anyways, in comes my friend.

Hello Everyone,I am currently a non-traditional student attending the UTSA Real Estate program.

Sure, rates may be higher than what you'd get from a traditional bank, but you'd close quickly, avoid the red tape of a bank, and they won't care about your daughter's trust.  

So I am going continue on with my traditional property management company I am starting and provide the virtual assistant service as an option.

With a mortgage still owed on the property of about $230K can I still do a traditional Wholesale deal?