This a new thing to me please be patient.

At that point, it would be up to the owner to wait for a better applicant (which can certainly happen if you are patient) or go with what is slightly higher then avg for the area.  

Win-win. 5) Stay patient.

Be patient and don't buy the first deal that comes along .   

If you are patient and only want to take on a couple projects a year, you could easily do it with the money you have- you'd need to borrow from a bank or a PML and work the terms of the loans in to your budget. 

wow that medical insurance is extremely expensive..... i seriously do not know why people is hating their w2 ........ i love my w2 just like real estate flip activity , if i only buy rental i don't feel satisfied enough hence i let go my rental OOS right now....... currentlyy i just dont have patient if i see bad looking house with 1980 flooring in santa clara county also with that wood cabinet.....i felt like i want to change everything and make it more modern. my wife also like to re-paint everything so she keep asking me to keep buying flip so her hobby in painting and landscaping is being channeled in reality.....

I have been pre approved for a traditional loan and been in contact with a very helpful and patient hard money lender.

You have a good mentor, keep saving your money and be patient.

I was in your boat, Mack but was patient, made a couple offers and one finally came through.

It's nice to see what kind of backgrounds we all have.Since high school I've worked as a dietary aide, patient registration clerk, medical secretary, stay-at-home home, cardiac technician and now I currently work as an EEG tech.