In the event you record a sale the bank may or may not have the right to call the loan due.  

That's not to say there aren't deals that are flippable, but its extremely hard here as opposed to Houston.

I think last year that was mostly what I left the event with.

Does anyone know of any networking events or groups where I can meet people and ask a lot of questions?

When you go to local REI events, seek out realtors and ask them what they do.

My private money lenders have put all their loan amounts on the HUD/Closing statement - that way they ensure they get paid when we refinance or in the unfortunate event we don't pay the loan.If these are smaller amounts for repairs, my private money lenders still require it to be on the HUD/Closing statement but they'll cut me a check(s) throughout the rehab. 

—Additionally, the REI strategies for buy-and-hold that we are considering would be house hacking through a multi-family near Baltimore (since that’s where most of the opportunities seem to be for multi family) or putting sweat equity into a SFH in Anne Arundel or attempting to reduce our mortgage by renting out a room or two in Annapolis for vacationers/events (as long as the numbers make sense for a follow-on rental property when we re-locate). 

In the event the loan amount is still $475.000 (property bought at 100% financing) and the bank demands that the loan should be paid off entirely in the event the units are sold.

People living in s Mpls 'actually' will report crime, and not only that, carry through and identify 'whoever' it was that did the crime, and try to help the cops bust them.... as opposed to the SH*T show north is, where 'no one saw/knows' nothing and that self-cleaning oven just keeps doin' its thing.

More specifically what is the average time it takes to purchase a foreclosed HUD home as opposed to a regular foreclosure?