Do I have any New Yorkers here who can offer a tip or two?

So all the hard money lenders online are no good?

You are raising funds for a general idea/game plan, but not a business in place.

After almost 5 years in the game I have a tenant that has not paid, nor will give me an estimate on when they will have funds.

@Edith TenBroek  for whatever reason its very difficult to get people to post when they make a major boo boo in investing they just tend to slink off into the sunset and never come back on line.. 

., former employer 401k) to a solo 401k are not reported on Form 5498, but rather on Form 5500-EZ, but only if the air market value of the solo 401k exceeds $250K as of the end of the plan year (generally 12/31);When funds are rolled over or transferred from an IRA or 401k to a self-directed IRA, the amount deposited into the self-directed IRA is reported on Form 5498 by the receiving self-directed IRA custodian by May of the year following the rollover/transfer.Rollovers (provided the 60 day rollover window is satisfied) from an IRA to a Solo 401k or self-directed IRA are reported on lines 15a and 15b of Form 1040;Pre-tax IRA contributions on reported on line 32 of Form 1040;Pre-tax solo 401k contributions are reported on line 28 of Form 1040;Roth solo 401k funds are subject to RMDs;A Roth 401k may be transferred to a Roth IRA (Note that from a planning perspective, it may be advantageous to transfer Roth Solo 401k funds to a Roth IRA before turning age 70 ½ in order to escape the Roth RMD requirement applicable to Roth 401k contributions including Roth Solo 401k contributions and earnings.)

. :)To take your game to the next level, I think you need to do 3 things: Develop your ability to find deals OFF-MARKET (not just pre-market, from wholesalers or at an auction)Develop your ability to find private financing (not hard money)Develop your ability to find and negotiate seller financingTo find deals off-market, you're going to have to do your own marketing to generate leads.  

Ideally setup recurring online bill pay, so the money comes out automatically.

Any good lawyer can do a search online to see how many properties an entity owns, more the better - bigger payday$$$.That is why most CRE properties have one LLC per property, to limit exposure.  

I have been reading books, studying online, going to seminars in my area, and I am just starting to listen to all the podcast on the site.Although I live in NY, the market is extremely difficult to get into as a newbie investor, as most would know.