The cost is roughly. $150 per year for these services.

I am a big believer in configuring over customizing  to keep the maintenance and operations simple and low cost.   

I'm in the process of learning the "right" way to calculate ARV and repair costs as well.

All of their college costs are saved for. 

When you look at your insurance policy you will see that the replacement cost of the duplex is around $450,000.

Closing costs to refinance run thousands of dollars.

So the Pro membership does not include everything the lower cost memberships offer?

It costs $300 a year in MD to maintain an LLC. 

Also, the opportunity cost of leaving the property vacant for a year while paying a mortgage on it and not receiving rental income is much higher than what the marginal difference in rate will cost you until you cashout refi it.

Is this estimate in your opinion low?