I need them out and out of my life!!!

You know the number one reason to use a home inspector is, well....let's be honest, because a bank or insurance company is making you do it.  

I am on Bigger Pockets to learn how to turn my extensive contacts and vast experience in Insurance industry and ministry into a lucrative Real Estate empire one step at a time.

Hey BP,Need your input on this please.I've had something come up in my personal life and will need extra cash over the next 6 months to a year.

I look forward to meeting as many investors as possible in one life time.Lawrence

Also, when you obtain your insurance it will be land lord insurance and your insurance company should  provide you with some liability coverage (300k?) 

If anyone is wondering why I have to borrow the full $500k it is because we were underinsured due to a combination of my lack of experience with commercial property and our insurance broker not properly advising us on what the policy amount should be.

Are there any qualifications that they do need, such as being licensed in the city, or having insurance?

Like anything in life you have to build relationships first and then nurture those connections and learn as you grow.  

A quick question on entity structure and insurance: As I'm planning on investing in multiple properties over the long-term, I'm considering forming a series LLC in Texas, which has several benefits in terms of administrative cost reduction (relative to having an LLC per property).