The rates for our loans for investors including DSCR loans, Fix-n-Flip Loans, and Ground-Up Spec Construction (as well as the rates for consumer Conventional, FHA, VA, and USDA rates) are driven by Treasury Rates as opposed to the Fed Funds rate, but there is a loose connection.

Thanks all,Hi Matt, here are a couple of other options on a DSCR loan for a 30-year fixed.

., your lender instructions and loan docs should be clear on that.

I recently was on a call with a loan officer on this new shared appreciation loan program CA is offering.

My math has all been conservative and assuming no appreciation/increase in rent/loan paydown which makes CA rent/own ratio's look bad.

The investors I know that use the common approach of putting 20% down and using new loans from a bank are choosing to invest in Ohio, Indiana, Georgia and other less expensives states.However, folks from CA find using creative finance to invest in AZ are making big bucks.

I just purchased my first property with a 2nd home loan in Savannah Georgia that I am running as a short term rental.

I will likely have to contact an attorney, but first I will contact another loan servicer that I recently found, to see if they want to take this on.

Consider lending the ~$100K equity in private loans secured by real estate. 

Should the $10k loan be a lien on the house?