I cannot recommend enough the importance of shopping around bank wise.

I know i can do things like read the paper and be vigilant to find out where new schools or arenas or shopping centers are being built but how do I find out where teh good neighborhoods are, where rent is going up, where the new up and coming district is, etcChicago is a huge city and I'd really like to make this first purchase the right one.

Assorted gift cards are never a bad idea either.

I currently own 2 pawn shops located in up state New York.

SOB  I drive over to the shop and grab the torpedo heater , fill it with $ 50.00 of Kerosene , grab some buckets ( to flush toilets if need be)  I grab scrap wood and  tarps.  

He also adds value to my business by helping source tenants thru our collective network, manage subcontractors, and handle my construction-- so I can focus on my economic engine- sales day job.My business model-- I'm sitting on 3 duplexes and 1 quadplex in solid parts of the Twin Cities-- in young, vibrant areas near breweries, coffee shops and great restaurants...

I will be over there in april  maybe we can grab a coffee and talk shop..

I'm currently shopping for 1-4 unit properties.

Depending on the vicinity of these new institutions you may be serendipitously gifted a blanket rezone by the State/County.

It is basically a two or three man shop that does outstanding residential and small commercial work.