You can consider buying rental properties for steady income and potential appreciation, do house flipping for quick profits or explore REITs for a more hands-off approach.

Incomes are not keeping up with the cost of housing.

My main source of income is a full time W-2 job with a custom home building company (S-Corp).

This affordability factor, combined with the potential for long-term appreciation and steady rental income, makes older low-rise condos a compelling investment choice for savvy investors looking to diversify their portfolio in Miami's real estate landscape.BUILD EQUITY – Investing in older low-rise condos also allows investors to capitalize on potential renovation opportunities.

Is this a credit worthy corporation that's been around forever or a small business of some sort?

You may be able to purchase from B lenders such as Mortgage Investment Corporations. 

I built our service for the average investor vs the big corporate types ones. 

However, I am better, at relatively and enough for myself, investing in dividend growth and income. 

Not sure about loan LLC situation but if your investment properties are with you LLC then you can use that to count as income.

Similarly, the Federal Home Loan Mortgage Corporation's 30-year fixed-rate fell 62 basis points to 6.82 percent.