Otherwise, it's a loan and will count against your debt to income and you will not have produced your own funds for a down payment if one is required for the program.

We have a couple Roku boxes, and use Netflix, Hulu and Vudu for all our programming and movies.

For instance, I wouldn't have known about Norwood's new rental registration program were it not for them.

Conventional for mixed use financing will require:The property must be a one-unit dwelling that the borrower occupies as a principal residence.The borrower must be both the owner and the operator of the business.The property must be primarily residential in natureA gift can be provided by:• a relative, defined as the borrower’s spouse, child, or other dependent, or by any otherindividual who is related to the borrower by blood, marriage, adoption, or legal guardianship;or• a fiancé, fiancée, or domestic partner.The donor may not be, or have any affiliation with, the builder, the developer, the real estateagent, or any other interested party to the transaction.Gifts must be evidenced by a letter signed by the donor, called a gift letter.

@Steven Bays there is a program I heard about called "LPMI".

The program for occasional deals is $35 per month plus $325 (transaction fee + E&O Insurance) per deal.http://www.allisonjamesinc.com/our-programs/P154All backoffice operations are paperless which is nice.

Thanks for the advice @Grant P. but the 1st Bank program isn't going to be an option for me.

I have seen different posters mention tidbit about this program.That investors can use this program to have 20 loansThat they only have to put down 10%That their is a higher interest rate than normal (cannot find any mention)Honestly I cannot find a whole lot of anything online about this program.

Are there any first time buyer programs?

Housing Authority only due diligence is to ensure the applicant is qualified for the Section 8 program based on income and family size.