How many units do you expect for your $800k-$1M, Class A or B MFR?

If you have professional tenants, there may be a benefit if they know you're the owner, self managing, and have less than 4 units.

Because we cannot do short term rentals in our area we chose to do mid term furnished in one of our units. 

I am currently at one of my clients/friends condo's in Waikiki I met them when i brokered a 100 unit apartment to them in Portland 20 plus years ago.. at the time I asked them if I should be shopping for a lender and the response.

You can buy these little meters that attach to your sub panel, if you want to know how much elec the unit is using.

I'd say house hack, be in one unit, rent the others for the best rates.

My father owns (3) 2 family units.

She works for Annie Mac and they're a national lender.

He lives in the down unit of his duplex and he let's his step son stay in the up unit.

As a national brokerage they also don't have many key relationships with smaller regional players.4.