But I need a portal where I can do the following -Customize the tenant application  ( Cozy does not  allow me to customize)- Have tenant Upload Pay stubs, DL, etc. 

I don't know if this can be proven or not, but if the appraisal business is slow, an appraiser might choose to be more strict when checking out houses during FHA appraisals because for the deal to close all the issues cited need to be fixed and they pay the appraiser to go back and reinspect.

I did with with mine and pay myself back interest included but I don't if that's an option your plans offers.

We started late in life but it's pretty amazing to look back and see what we have created in a short period. 1st stream of income Retirement pay !

Congrats on diving into real estate investing after four years of BiggerPockets soaking—that’s some serious prep work paying off!

The agreement is that your tenant will pay for any damages they caused.

Long Term non-paying Tenants.

Our current mortgage terms include a late fee after 5 days, so they’re already paying extra each month and have to split the total monthly payment up between 2-3 payments when they get their pay check.

Now, you need to figure out how to find deals and pay for them.

Most landlords wait until the tenant stops paying rent before learning how to deal with it, and they are always behind the curve.