This includes having team members that specialize in each specific part of the process, spotting macro trends quicker, and buying consumables, furniture, and other services in bulk.

Being a HML is incredibly complicated, and time consuming.

They can seek exemption from the SEC, but this process is costly, complex, and time-consuming, therefore not typically done.

Any business credit I do take out will be under the LLC and ill make sure the lender doesn't report to the consumer reporting bureaus 

It can be slightly time consuming but I usually feel more comfortable with the numbers when I do it myself.

It is to create an easier path for a consumer that has been screwed over in some fashion.

As another poster pointed out, Dave Ramsey focuses on consumers and their use or misuse of credit.

It will help us assess where the "bar" is in terms of competition and what consumers are looking for on the platform.

This negative position can consume years of cash flow to recover.

Foreclosure is expensive and time-consuming, so most lenders won't even begin the process of foreclosure until payments are 4-6 months behind.In a non-judicial foreclosure state like Georgia, the four weeks of public notices are all the advanced notice you're gonna get as an investor!