Tulsa has some promising areas for new construction, especially at the price point you're aiming for.You might want to check out East Tulsa and Broken Arrow —both have been seeing growth, and new construction options can still be found under $200K in some developments.

I have just begun my journey in real estate investing.

I'm starving for more and i have very limited capital.

I have a nice hi-rise condo unit and I get tons of companies asking if I do MTRs for Visiting Nurses, Tech Professionals, etc.My place is positioned near a number of large DC Metro Hospitals, but since covid work-from-home and recent lift of Eviction Moritorium, I have had few people with jobs, but a ton of people recently evicted looking to rent my place.The one viable group - visiting nurses has been excluded because my HOA will not allow short or mid-term rentals (anything less than one year is a No-No).They claim too many transient tenants cause excessive wear and tear on the property and too many people using resources like the gym, or pool or common areas.I think that's a lot of horse waste!

There's a very good chance the issue(s) you face have already been discussed and answered.Ask questions in the appropriate forum.

I have a rental property that I have put on Furnished Finders fir a couple of weeks now and was just wondering if someone could give me some advise on if this is the right direction.

Then when you get ready to retire, if rates have come back down and you want to "earn" more cash flow by getting rid of your debt, have at it. 

The question I have, is there a legal way to assume the mortgage since he has such a great rate?

I have long and short term rentals in the area.

Have you started investing in SFH?