In short, 2 heads are better than 1 and you can split tasks, combine assets, and tackle larger projects because you are building a team.

Went to LL Flooring (used to be lumber liquidators)Want to install “LVT” in older home, about 500 sq ft sunroom and kitchen.

Some investors create it right away while others wait until their portfolio is larger or they take on a non-spouse partner.

Less than 10 minutes apart, but we were able to explain it to the underwriter that I was pregnant and we needed a larger home.

I ran the counties through Propstream and filtered for only properties larger than 5 acres but was suprised at how few properties came up. 

I set up all vendors/projects that were larger and did a lot of work myself as well as paid for a lot and was reimbursed shortly after.

If you have hundreds of thousands of liquid assets already, I might lean the other way.

If the sites are larger than 1/2 acre (NOT AN EXACT NUMBER), and you are needing to develop the land (i.e. roads, utilities, mass grading) I would then recommend involving a civil engineer on a site plan and to do a more in-depth due-diligence. 

Some HMLs/private lenders don't have credit score requirements.This makes sense as your credit score is a good indicator of long-term creditworthiness, but in the short term (like the typical term length of a hard money loan) factors like liquidity are more predictive of timely repayment.Best,Michael

Any advice would be greatly appreciated.Very unlikely to happen - the HMLs collateral is the subject property, so they will need to see the deal in order to provide financing approval.You may be able to get a proof of funds and some preliminary approval from some HMLs based on your liquidity, but before you get too far along in the process, most HMLs will want to see a deal.Hope this helps,Michael