At 24 I was still dead broke and barely surviving.

She suggested that I be more conservative and invest in the Stock Market...I KNOW, your laughing.  

If you have equity in a property/pay down a mortgage you must deduct a return on that cash from the rental income before any other deductions to pay for that cash lying dead in your property.

At least I prefer it to excessive stock market 'wishing and guessing'.

Multi units are you safest start point for beginners when cash flow is the priority.Put as small of a DP as possible as equity in a rental is basically money lying dead eating up your cash flow.Screening of tenants is your number one priority and keep in mind buying a occupied unit will likely require getting rid of tenants and replacing with your own selection.

Im planning to pull around 20k out of the stock market, but thats slightly wishful thinking.

Stock are traded in nano seconds where real estate transactions take many months from handshake to reported data.  

Wonderful on Shark Tank, and just tell this house... " You're dead to me"

That's whatever rate of return you could comfortably get if you invested your down payment in something else (stocks, bonds, a business, a private loan, etc).Vacancy?  

Hello BP World,I am at a dead lock right now in terms of thinking of a name for my buy/hold rental company.