Carrying a bag of useless rocks will not help you when society collapses.

I started thinking construction loans were a urban legend.

I have also have more clients from California than any other states in the Nation because of reasons we all know.If you are looking to invest in Texas, I will suggest you do your research on this 4 RE market and any sub-urbans with 60 miles from their downtown.

Enabling bad behavior is bad both for the person you are enabling and bad for society. 

Should help you lower risk no matter where you end up investing.Don't buy in the roughest neighborhood in the urban core.

Crash would happen if construction came to a halt like 08  and investor loans came to a halt like 08  and then panic selling along with strategic defaults and of course those who should never have been able to borrow walking away and SUBPRIME which of course was a bad idea lending those who literally do not qualify money at the HIGHEST rates  double whammy for failure.The next big question is the work from home flee the downtown urban environment will that actually happen enough to move the needle.  

The office market is definitely crashing - mostly in urban cores.

Are we really a free people and are we really a capitalistic society? 

But I'm located in a fairly noisy urban area with original single pane windows, overall inferior sound insulation, and most travel nurses work night shifts. 

I know both are ideal, but in some urban areas your not going to get the same appreciation as you would get in large cities/suburbs.