One fun fact to consider is that your first use of the VA loan does not come with the lending cap so if you did want to try and get a 4 unit on that first purchase you may be able to shoot a bit higher if you can qualify for the loan, which in VB may be your only avenue to multifamily without going toward the Norfolk area.

Rent is due on the first, late on the second.2.

Made this rent roll pro forma w NOI, would appreciate any insight from seasoned commercial investors AND any help on a loan.

Based on your inspection findings, these issues could potentially be costly and complex to address.

There are standard guidelines and on top of it lender has overlays on standard guidelines.

I don't know your criteria for a good deal, but if you're strictly looking on market for a quad in Raleigh you likely won't find one in the near future that meets what you're looking for.

I literally know nothing on this subject so any input is appreciated.

John is it for Protection of assets or do you have other long term goals like getting a  Business Line Of Credit ?

While they are very nice and I believe good people, I have had a few deals fall through after months of hard work on them because they do not fight for the deal in my opinion. 

When I advertise my rentals in NOVA I post on apartments.com, zillow, craigslist, and Facebook marketplace.