I have completed a number of real estate transactions over the last 10 years and currently have 2 rentals back in Aus. 

When was the last renovation completed?

Sorry, I've got a hard money lender and his name is Jeff and his last name resembles Joe's...haHere is the link I referenced with @Joe Villeneuve: https://www.biggerpockets.com/forums/311/topics/257763-brrrr-strategy

Not how I want to start what I want to be a long lasting relationship.

dljoka-at-kw-dot-com , His name is Daniel, he works for Keller William in Medford, i dealt with him on a property ( i never bought it ) but he responds to you and was very helpful, this was last year i dealt with him and i have not talked to him since then. just check where you are buying there, values change dramatically from one block to the next in some areas.

hey Chris,I'm an agent and have been in Stamford for the last 6 years and been investing for 3.

Been involved in four successful residential deals over the last few years.

Huh, i hope i explain this better as i just joined BP couple of weeks ago and just upgrade to a PRO last Sunday!.

For rentals, even 5-7 years, I would still opt for a fixed mortgage.  

I am snowbidrding this winter for the last time and moving fulltime to the downtown Tampa area in May.Hope to hear from you.