I've used both Discover and SoFi recently, and they're actively lending despite the pandemic.

Subprime mortgage crisis indicatorsFrom the Journal of Real Estate Finance and Economics, Maxmilian Schmeiser and Matthew Gross reviewed over 20 million subprime loans from 2008-2014 to discover clues that lead to re-default and eventually foreclosure.After the financial crisis, they found that most mortgages were taken back by the bank (REO), sold at a loss (short sale), or sold at foreclosure auctions.In their study, they looked closely at loan modifications that enabled homeowners in default to renegotiate their loan to more favorable terms.

To echo what others have said, rates are just one component.

I actually just discovered your profile and podcast episode today.

The inspector also did not mention any signs of prior termite damage.When we moved in, we discovered the floors were uneven and promptly had this re-inspected. 

If Cali decides that a "kill/soak the rich" tax plan is the way to go, I can only say that if you throw rocks, people run away.Again, Cali is a great place, but like Seattle and Portland are discovering, you drive out the rich, they'll prob be replaced by the poor.

My partner has a RV park in the Permian Basin of West Texas (they just discovered a 74m barrel oil reserve about 25 miles from the park) and he's looking to sell it..

What are some of the best and easiest ways you have discovered to collect monthly rent payments?

However, with recent events in my field and the uncertainties we have all faced with the recent pandemic, I came to discover that I want to create a safety net for myself and my family.

You wouldn’t be costing them anything if you didn’t produce (depending on their arrangement).Their is some cost/liability component.