If all you're getting is angry responses, you may be targeting a deeply entrenched community that has been approached with this kind of offer on multiple occasions by less than scrupulous buyers.

Just make sure you void any blank checks you have – just in case.Here is a portion of my Sub2 agreementIf checked Subject to Existing Mortgages/Loans: (See paragraph XVIII for explanation)Buyer is buying property Subject to the Existing Mortgage(s)/Loan(s) encumbering the property in the amounts not to exceed: $.I.If the existing balances at the time of closing are less than the amounts stated above, purchase price will be reduced by the difference.

Micheal Blank has a deal analyzer or you could create your own.

Use invitation type envelopes (a little more expensive but worth it) and birthday stamps or flowers or animals etc, or some type of occasion stamp.

As for the efficiency, I'd write out your content, leaving the names and addresses blank, then go back through with that information-- could help limit your mistakes. 

This allows one to blank mail certain areas without fear of stepping on other peoples toes.

Account Closed I'm not sure where you are borrowing but it is a rare occasion that you will see HML lend without points up front because someone has to get paid on the deal.

I insist all applicants use our online application process (via Buildium, our property management software) since that means I get every blank filled out legibly on the application, and the app fee gets paid via ACH.We use a google voice number forwarded to our cell on our signs and a web address, and refer everyone to the website for a property video, the application criteria and online application. 

There have been many, many occasions I thought about asking the friends with small businesses if they might consider giving me some hours working sales for them.

It seems there has definitely been an upswing in East Coasters coming back to revisit the island and lots of Boriquas taking Holiday vacations and special occasions for short and long term rentals.