@Neil AggarwalBut you're saying in Texas the laws changed to where wraps have to be approved by the lender?

As soon as we were approved for eviction they tenants filed for bankruptcy. 

My question is, What type of loan should I refinance into that would also help me by giving me some type of line of credit to get approved for a rehab loan to buy an investment property?

With owing back taxes could I even get approved for a FHA loan?

The market is hot and only getting better and I know the investment is right but I keep missing out on all the houses because I can't get approval.

So over the last month I’ve been trying to get quotes for a pre-approval from my local banks and loan officers.

The lot had a previously approved tentative tract map that expired a few years ago.

My understanding is that during the loan approval process the underwriter will typically look at the previous two years of tax returns... 

Department of Housing and Urban Development (HUD) today announced the approval of a Conciliation Agreement between Inland Fair Housing and Mediation Board and a group of Upland, CA, property owners and managers resolving allegations that they discriminated against families with children by refusing to rent to them and by imposing different occupancy terms and conditions to families with children.

Once approved by L&I, THEN I could pull permits.