Im looking to tap into equity to start flipping houses and eventually get more rental properties after I pay off my credit card debt to lower my debt to income ratio, any advice would be appreciated!

(and at 85%, you had better be waling on water with your credit and DTI!)

Magdalena, I would say, let get to my website, apply and if you do not like the rates then turn it down - but I will promise you that we will not run your credit until you agree with our proposal. 

Whats your middle mortgage credit score?

They take a hunk of a fee and then deny the loan at the last minute when there is no time left to rescue the sale.I have a credit score close to 800, my husband 770, and we are putting down 100k each, as part of a 1031 exchange.

I looked at my Agent and said: "I don't care what kind of Commerical Property is it as long as the return is good, it's not MultiFamily, and it's in the State of Arizona".To his credit, he started showing me properties.

I would not tell them you are concerned about the dogs and instead just inform them you approved another tenant or find a problem in their credit report or landlord check to deny them with.

First , if I pay to add solar to a house , I will recieve the credit , not the tenant .  

A lot of people start out doing this to establish credit, generate income, and learn the property management/investment process.Most importantly, I recommend you read every book possible on real estate investing.

Most banks are uninterested, including local, regional and credit unions.