If they are crappy officers, then bring up the possibility yourself. 

I think they usually give an hour then hit the road.

@Abigail Lipson if you want actual assistance, then share what you've done so far and ask if you've missed anything or made incorrect assumptions.To just ask for general assistance or for someone to share their evaluation criteria makes you appear lazy and wanting other people to do your work for you.One of our company's mantras comes into play here, "if you don't ask the right questions, you won't get the right answer".Please ask better, more specific questions, so we can better assist you:)

Should I pay off the IRS debt first and then save for a second house?

That will most likely be started on a vacant dwelling policy and then switched to a     Renovation builders risk when they are ready to start3.

If you're offering amenities and similar quality/or better then you should be able to receive many candidates to choose from. 

They said they needed to talk to their supervisor and then called back and left a voicemail but I haven’t called them back yet.

If the answer is yes, then the next question is what market do you want to invest in?

If my verbal offer is entertained, then I would contact my agent to have her set up a showing and make a formal offer.Is this reasonable?

We signed the contract and then they were always late on the payments.