I've been living in the house with one roommate paying $600 of the mortgage.

(I set aside 20K from the rents after mortgages are paid, so basically I take in 68K a year, save 20K for vacancies, have 48K left over, etc.).Principal pay down is 67K a year.Appreciation is 500-800K a year in a good year.

Boasting majestic 10' ceilings, the main floor has an open layout, a private fenced in yard, and features a first-floor primary bedroom with private en suite bathroom.

Thank you  For DSCR Loans you are going to need to be 20% down minimum, however if you can qualify with conventional or maybe some local financial institutions (or go true private money), you may be able to find a higher leverage option

Hard money/private money is common.

I am inclined to sell because I feel like I'm sitting on cash and I do not like the idea of taking out a HELOC or other loans to continue my investing journey (I got debt free in 2022 except for the mortgage). 

Hi Whitney: the BRRRR strategy has been significantly impacted by the higher mortgage rates and lower LTVs.

Almost everyone legitamently receiving disability (whether SSI or privately) is handicapped in some way.

Bought my first property in FL last year with my mother as a partner. 50/50 she is the occupant paying the mortgage, I am a non occupant primary owner.

A few companies that will lend are 21st Mortgage, Performance Equity Partners, Inc., and a few others.