This blog explores the potential changes and how they might affect your investments.National Landscape: Potential ChangesLawsuits alleged NAR policies stifled competition, inflating realtor fees.The settlement could lead to a more open market with:Discounted commissionsTiered commissions based on property valueFlat feesHourly billingOklahoma City ImpactShort-term: Uncertainty, market fluctuations.Long-term:Increased inventory from lower seller closing costs.Shift towards value-added realtor services like targeted marketing and expert negotiation.Technology-driven platforms may offer lower-cost alternatives.Proactive Strategies for InvestorsStay informed about market trends and commission structures.Build relationships with experienced real estate agents.Negotiate commission rates strategically.Focus on long-term investment goals.Conclusion: Adapting to the Changing LandscapeThe national shift in real estate commissions signals a period of potential change for the Oklahoma City market.

I posted what I did because most people are unaware of the TRUE benefits of the whole life and IBC and only focus on, well, what you did.To that end, here's my 0.02 based on what you wrote:1.

Look at lists of properties that are on the Sheriff Sale, and Tax Sales, as some of those could have assumable mortgages, and provide a list of potential assumable mortgages, where the owners are potentially losing their properties.David KrulacBigger Pockets Podcast guest #82  

I'm unsure what the right path is, but I've been reading & watching podcasts about investing in owner-occupied, single family properties.

This is a pure appreciation-based investment approach.

Listen to podcasts, read/listen to books, follow some of the main STR industry operators on social media, go to conferences, network with those in the STR industry, and make connections with other STR operators in your area.

Based on a 760+ FICO and 3 year PPP, mid 7s on a 30 or 40 year I/O product, low 7s on non-I/O.

Based on suggestions in the forum we googled local community banks in south florida and both that we spoke to seemed very open to the idea of buying in a personal name and then quit claiming the property into an LLC.  

Appreciation is far more valuable for the seasoned investor and it's no mystery why the BP podcast has been talking about that over cash flow a lot in there more recent episodes.

For example, we (myself included), have a pretty strong base of flippers looking for deals they can buy, renovate, and resell.