And on a somewhat related note, as property owners and borrowers, if we have the means to make our mortgage payments and put food on the table, it's encouraged you do so. 

They can do 'emergency'  'it hurts bad' dental work, so they should be getting partial income.And small firms have lots of possibilities to survive in the recent financial packages that were signed into law.

I will also send them a list of organizations that could help struggling people with food and rent in the area.

When they default they are again packaged and sold in bulk to private equity investors, where the ones meeting the investors criteria are “worked” and the others are sold in bulk to a lower level private equity investor, who again keeps the ones meeting their criteria, and then sells the remaining one to anybody who will pay the asking price.

In the secondary or Non QM market (these loans are packaged and sold directly to investors, vs the primary market where FANNIE or FREDDIE buy them and resell on the private market) there isn't a strict limit on the amount of loans a borrower can obtain.

I also suggest applying for SNAP food benefits in your state in the interim so you have access to nutritious food.

I've found lockers that you could install for automated package pickup which have billing systems incorporated to monetize the process either in monthly utilization fees or per package pickup fees.

How do I find the best lender with the best package?

This could be a turnkey provider if you're interested in the full service package, or a realtor if you want to try to piecemeal it all together yourself (NOT recommended for beginners!).

All of my current mail goes to the main house entrance door along with any packages, regardless of what instructions I leave for online vendors.