Looking for a 90% HML that lends in Arkansas...please advise.

All they do is lending on real estate, and have lots of different programs and products.

The other major obstacle to reining in this abuse through legislative reform is the Community Association Institute (CAI) that represents the PM industry and HOA legal interests.

I'm also in need of a lender who is in between the "same-day" and "hard-money" areas and would be willing to lend to bridge this gap, either local or national, if anybody has suggestions.I'm in Albuquerque, New Mexico if that's relevant...Thanks for any advice!!

Good post, I agree with you, i do believe a correction is coming, but with investors now having to put more skin in the game and not being able to drive up prices like they did years ago with no money down products and loose lending requirements, i dont think it will happen this year maybe 2 or 3 years down the road and that also depends on what region you are talking about, we didnt really feel the crash out here and we didnt experience the double digit appreciation either , i wasnt thinking of selling when i refinanced, a few months after i did it, my tenant moved out so that got me to thinking about changing my goals, i was in a 6.15 30year loan still paying pmi, so the fixed 15yr @ 4.375 was a better deal for me, and yes counting on appreciation is not good because its not guaranteed, i may end up keeping it because I like the idea of having it paid for in 15 years.  

But plan to institute it.

We can try to paint real estate investing in any color we want to but the truth of the matter is that lenders will not lend to investors unless they see some kind of history or activity.

Tenants pay anywhere from $2000-$8000 a month to live in a place like this.If you want to raise money, being that you are new and have no track record, I believe it would be very hard to find somebody that would lend you money on a business you have never done.

I'd like to know about the number break down, risks/rewards, how to find investors that lend, how to find properties that both sides can be happy about, how this method compares to other low/no money down options, timelines, legal, etc...If anyone has any book or website recommendations please let me know!

Hi all,I am Joe, starting a business as Commercial Lending Broker.