We bought cars for single moms, dug wells for orphanages, bought gifts for AIDS camps in Jamaica and in early 2008 we were both told to give it all for 6 months to a couple we had known for a long time who had suffered some catastrophic setbacks. 

I'd recommend a gift from a family member or friend to assist in this.

Samuel - thanks ....I  believe non occupant co borrowers  will be allowed .....and I believe  that gift funds from relatives  will also be allowed ...

As for most of the rest of the posts on this thread - I agree, it's going to be a tough road for all the folks who have enjoyed the market gift of the past several years. 

There is no law that stops you from knocking on their door to drop off a Halloween goody bag or some gift, have cell phone in hand or have someone deliver it with cell phone ready to snap pics of dogs?

Or how you had some crazy tenant that the only way to get them out was paying them with a gift card to the liquor store? 

Because you have a lot of finance knowledge...but more importantly, the gift of filibustering a two minute answer into 30 minutes.

Surprising them with the gift of time and some $ was the type of why I like.

Direct mail, online ads, content marketing, cold calls... the usual suspects.On the contrary, if you have a gift of sales skills, can woo people quickly, and have a proprietary way of putting together which houses to knock on, you might have a better return than I did.

All of a sudden it turned out to be an inheritance/gifted money/whatever.