Also, if anything ever happens, like say a fire starts in the basement duplex and travels up the stairwell you illegally built killing everyone inside, then you are not only talking financial liability but criminal liability as well.

Everyone needs leisure time, I know, but for me that's watching a few episodes of a comedy I enjoy late at night when I finally get home to get some laughs/blow off some steam.

Every ones had PTSD from the last crash combined with the fact that everyone suddenly thinks they are Nostradamus.

Hello everyone!

Or (and this is the way I'm leaning), should I keep it business-like, as if I've sent this letter to everyone in the neighborhood, and I just happen to have good timing?

I would say that many of my partners are the most creative, go-getter type, intelligent and most contribution minded people that I have ever met in my life.But for every one partnership that has worked out amazing, there have been about 4 that did not work.

Hello everyone!

I appreciate everyones input.

Hello everyone.

Make sure you set everyone up for success and everyone understands the moving parts of the deal.