If so no doc loans available with up to 75% ltv.

Her plan was to 1031 it to another property, where she would have had to visit the US embassy to sign and notarize the loan docs. 

Might have a leak in roof, new kitchen, new floors, etc. how do you go about offering lower on a HUD house?

Kyle PotswaldCitizens first position HELOC CMG a financial 70% LTVEast West Bank, up to 60% LTV with "no docs” Figure 80% on a rental, not in LLC First Florida Credit Union https://firstflorida.cumortgag...

After looking into chimney flashing I'm not sure if this is appropriate and now I know that tar originally is not acceptable and prone to leaks.

Well, if you take out an owner occupied loan, it must be owner occupied for at least 1 year, otherwise you are violating a clause in the loan docs.

That was 18 years and probably 150 houses ago(some sold)   I had an attorney recommended to look at the title docs.

The deferred maintenance was significant- 3/4 of the roof needed replaced, the hallways were incredibly dirty, 3 vacant units that needed complete rehab, residents had anything from holes in their ceiling to faucets shut off because they were leaking so badly, landscaping overgrown and/or dead, and the entire building smelled like cigarettes and urine.

The roof was leaking, the entire building smelled like cigarettes and urine, residents' maintenance requests were ignored, 3 units were vacant, and residents weren't always paying rent.

I can use a relator for 1.5% ($2,454) to facilitate all the paperwork for the transaction before it goes to the title company (PA doc, As-is doc, etc...)