I have more local knowledge about Toledo than I care to admit. but aside from being born and raised there, most of the employment I had early in life had me out and about, and Ive lived in just about every area and still have relatives and close friends that live in every area.

I have learned so much and am ready to jump in and change my and my family's life through real estate.

Look in the mirror and ask yourself if you're truly living a life that makes you extremely happy. 

You only buy one set of locks and you are good for life.

Brookes)Problems are an integral part of life.

One recent change to the FHA loan is that you have to pay the PMI for the life of the loan.

I know you plan on keeping it for a long time but plans change in life.

You seem like you have a great life plan!

After a while I became very dissatisfied with the knowledge that I'd lead a relatively unexciting life, only living off half my pay, only to be rich once I already have one foot into the grave.This was about the time that I read the Rich Dad, Poor Dad book and it really changed the way I looked at investing.

I'm interested in learning as much as I possibly as I start this new chapter of my life and hope fully I get to meet some new and interesting people along the way.