No need to apologize, we are all here to learn and network.

I do wish you luck, but you owe at LEAST one person out on this thread an apology for insulting them after you have clearly asked for advice..

Again, I am completely new to this field and I am still studying about RE investing, so I apologize if any of these questions seem silly, and I would really appreciate any help I can get in answering these questions!

Apologies if my post seems scattered but my brain is little all over the place thinking of how to handle this.

@Shane Pawich - if I missed it, I apologize for the redundant post, but banks will look at your overall DTI (debt to income ratio) to see how risky you are to make a mortgage loan.

And to clear a few things up, this is a Co-op not a condo (apologies for not making that more clear).For example: buying into this co-op and paying HOA fees for 20 years yields an annual return of about 10% (and obviously more for less time, i.e. 10 year would be a 18% yearly return).

My apologies if I wasn't clear.  

(I apologize for the format; my copy is in columns and it did not transfer very well.)Move-Out Charge SheetCleaningClean refrigerator $25.00Clean stove top $10.00Clean oven $30.00Clean kitchen cabinets $30.00Clean kitchen floor $25.00Clean kitchen countertops $15.00Clean tub/shower surround $30.00Clean sink $15.00Clean toilet $20.00Clean bathroom cabinets & floor $20.00Window cleaning (per window) $10.00Vacuum/sweep through dwelling $40.00FlooringRepair carpet $85.00Replace linoleum $6/sq. ft.Replace floor tile $75.00 ea.Replace laminate flooring $10/sq. ft.WallsRemove/treat mildew (per surface) $15.00Repair hole in wall $55.00Repaint (per wall/ceiling) $40.00DoorsReplace door (interior) $165.00Replace door (exterior) $485.00Replace weather stripping $25.00ElectricalReplace light bulb $3.00Replace light fixture globe $20.00Replace light fixture $65.00Replace electrical outlet/switch $15.00Replace electrical cover plate $2.00PlumbingReplace kitchen faucet $150.00Replace bathroom faucet $105.00Replace faucet handle $20.00Replace faucet aerator $10.50Replace shower head $27.00Replace toilet $175.00Replace toilet seat $25.00LocksReplace key (door or mailbox) $10.00Replace cylindrical door lock $35.00Replace deadbolt lock $25.00Windows and Window CoveringsReplace window pane (single) $75.00Replace window pane (double) $125.00Replace mini blind $20.00Rescreen window screen $25.00Replace window screen and frame $50.00MiscellaneousReplace refrigerator shelf $25.00Replace stove/oven knob $20.00Replace plastic countertop $275.00Replace mirror $45.00Replace medicine cabinet $75.00Replace towel bar $25.00Replace shower curtain rod $25.00Replace shower curtain & rings $13.00Replace shower/tub enclosure $350.00Replace thermostat $80.00Replace fire extinguisher $30.00Remove junk and debris (per area) $35.00Replace smoke detector $15.00Replace combo detector/alarm $40.00Replace alarm battery (per battery) $2.00Replace drop ceiling tile $10.00Replace wireless doorbell $35.00Replace portable window screen $10.00Actual charges may vary based on condition and/or vendor bill.

Apologies in advance if I've posted this in the wrong place or duplicated a similar post.  

This is my out from working out here I apologize  man.