Google them.

Thanks for the quick feedback,Refinancing would save about 60k over the life of the new loan compared to the old load with the PMI, I also spoke with my current lender and there isn't much they can help with as far as the current loan other then refinancing, there rate seems high compared to a few others i talked too, so i will definitely shop around a bit. my next question i guess would pertain to these seemingly scam like letters i get and ads that pop up that go something like " under president obama you can refinance out of your current loan and cost you nothing if you owe less than 679,000" obviously nothing is free but are there programs like this?

We will still review with an attorney as we really liked a BiggerPockets post where someone recommended adding a list of incidental expenses that will be deducted from any deposit (well defined chargeable items vs wear and tear). 

That might be something specific lenders are adding onto VA loans but it does not seem to be a VA endorsed policy. 

I've looked into a few companies and during due diligence found out that some HMLs aren't licensed but sell loans anyway which my attorney said is a huge red flag.Other than checking that a company is licensed and checking places such as Google and the BBB does anyone have any tips on evaluating trust deed investments?

Consider reaching out to TurboTax support and asking them as to what's involved when it comes to adding K-1.

google is your friend

I use the app to record a walk through, however it never appears on my ad.

Looking at a triplex and the ad says "unit is legally a duplex". 

I only added an inspection contingency on that one.