The buyers are getting government assistance to build a home in place of the residence that was damaged. 

As it stands the Government has done a decent job of propping up the economy and banks have done all they can to help people not default on their loans but this can't last forever and so once these superficial interventions starts to pull back we will see the affects of Covid.

But these rules are not even the banks rules they are the governments rules. 

Almost everyone I know told me not to do 50% off since they're getting unemployment, along with the extra $600/wk from the federal government.

This is a proposal of redistribution of wealth by government force. 

@Jasraj SinghThere is other worst thing, that government may treat you as a DEALER if you're wholesale, but Don't know if F&F is subject to same treatment??

Also are we going to get paid from these renters or is the government going to pay us.

@Mitch MesserThe South African government has been implementing the same lockdown strategies as in the USA and other leading countries around the world.South Africa has been on lockdown for over a month now.

Rates are low and government-backed loans are still being funded.

If they are government insured loans(fannie,fred) they will have a forbearance.